Emotional distress after a car accident
A car accident causes shock for most people and more serious symptoms and injuries for others. Under the Compulsory Third Party (CTP) scheme in New South Wales (NSW), you may be awarded compensation benefits for your psychological/psychiatric injuries that may emerge as a result of the shock, extreme anxiety or stress you suffered due to a motor vehicle accident. Also, you may be entitled to compensation for the pain and suffering you suffered depending on the extent of your psychological injuries.
CTP benefits for psychological injuries
If you were injured in a motor vehicle accident in NSW, you may be entitled to CTP benefits regardless of the degree of your fault and the extent of your psychological injuries. These benefits can include income support payments and cover for medical related expenses. Income support benefits cease after 6 months has passed from the date of the accident unless your psychological injury is not considered a minor injury and the accident was not mostly your fault. In that scenario, the benefits continue, and you may also be entitled to compensation for past and future loss of income and opportunity and compensation for pain and suffering by way of a lump sum payment.
Mental health conditions that are not recognised as psychiatric illnesses are considered minor injuries within the CTP scheme. There are two psychiatric illnesses that are defined as minor injuries within this scheme: adjustment disorder and acute stress disorder. These illnesses fall within the scope of a minor psychological injury. Examples of psychological injuries that are non-minor injuries are the diagnosis of depression and post-traumatic stress disorder (PTSD). If you have suffered a non-minor psychological injury, our CTP lawyers will be able to ensure any loss of income and opportunity as a result of the accident is claimed prior to you settling your CTP lump sum payout.
If your psychological/psychiatric injury is assessed as more than 10% permanent impairment, our CTP lawyers will also make a claim for pain and suffering. That means that the pain and suffering you endured as a result of the accident can be claimed and form part of your CTP lump sum payout.
Emotional distress in children after a car accident
Children’s emotional responses to a car accident can involve immediate, acute and chronic responses and may range from fear, distress, nightmares and mood swings to regression, night fears, and decrease in academic success. Our CTP lawyers will be able to advise you on whether your child is entitled and the degree of their entitlement in claiming compensation.
No win no fee car accident lawyers
Our car accident lawyers offer free claims assessments either by phone or in person and will provide you with options, clarity and information so you know where you stand. Our car accident lawyers can also act on your behalf from the start of the process until the end of your claim. Our car accident lawyers also work on a no win no fee basis meaning you will not pay for our costs until you receive compensation. For further information you can call us on 1800 952 898.