Workers Compensation and Exempt Workers
Written by
Principal Lawyer and Director · Last updated 22 August 2026
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Key takeaway: Police officers, paramedics and firefighters are exempt workers under the NSW scheme, with different entitlements from other workers. You can claim a lump sum for a physical injury from more than 0% whole person impairment, pain and suffering from 10% permanent impairment, and the insurer must respond to a permanent impairment claim within 1 month.
Workers Compensation for Exempt Workers: Quick Answers

Who are exempt workers?
Weekly Payments
NSW Workers Compensation Statutory Rates: Weekly payment amounts for exempt workers are governed by NSW statutory rates. The insurer calculates payments based on your pre-injury average weekly earnings (PIAWE) and the degree of your incapacity.
Workers Compensation Lump Sum Payments in NSW
Physical Injury
Eligible from 0% whole person impairment
Psychological Injury
Lump sum available at 15% or more WPI
Pain & Suffering
Claimable at 10% or more permanent impairment
Multiple Claims
May claim more than one lump sum payment
Making an Exempt Worker Claim
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1Report the injury to your employer as soon as possible.
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2See a doctor and obtain a medical certificate.
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3Lodge your claim with the relevant insurer.
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4Contact an experienced workers compensation lawyer to ensure maximum entitlements.
Frequently Asked Questions
What is the difference between exempt and non-exempt workers?
How are weekly payments calculated for exempt workers?
How long does an exempt worker permanent impairment claim take?
Can I claim for both physical and psychological injuries?
Do I need a lawyer for an exempt worker claim?

About the author
Issa Rabaya · Principal Lawyer and Director
✓ Admitted to the Supreme Court of NSW and High Court of Australia ✓ LLB ✓ IRO-approved ✓ Law Society of NSW
Acts for injured people in CTP, workers compensation, TPD and public liability claims.
Why Choose Withstand Lawyers for Your Exempt Worker Claim?
Withstand Lawyers stands with police officers, paramedics and firefighters living with serious physical and psychological injuries. When you bring your exempt worker claim to Withstand Lawyers, you get a team with decades of experience, more than $47M recovered for injured clients and a 99% success rate. We handle the insurer, the statutory rates and the impairment assessments so you can focus on your recovery. Every claim runs on a no win no fee basis, with no upfront costs. Withstand Lawyers keeps you informed at every step and treats your wellbeing as the priority.
Call 1800 952 898 for a free claim check. No win, no fee, no upfront costs.
4.9 ★ — 265+ Reviews
“Working with Esther has been an absolute blessing during an incredibly difficult time. Anyone who has ever had to navigate an insurance claim knows just how difficult, overwhelming, and anxiety-inducing the entire process can be. Before reaching out to Withstand Lawyers, I was constantly stressed and deeply overwhelmed by the system. The firm made the initial intake process incredibly smooth, and they placed me in the hands of my lawyer, Esther. From that moment on, from the first conversation, I finally found my solid ground.
Esther has completely transformed how I navigate this unfortunate situation. Because she handles my matter directly, I have a direct line of contact with her and never have to jump through hoops to get support. Esther’s presence alone has given me immense confidence in my claim. What sets her apart is her perfect balance of professional mastery and genuine empathy. As a client, having a lawyer who truly listens and supports you when your mind is filled with doubt is a massive relief. She doesn’t just manage a file — she consistently protects her client’s peace of mind. Her recommendations are always highly logical, realistic, and clear-cut. She cuts through the legal confusion and tells you exactly where you stand, which is exactly what you need during the hardest times of your life.
I feel incredibly lucky to have Esther and her team at Withstand Lawyers by my side. For anyone out there facing a difficult time with an insurer and looking for a legal advocate who offers absolute clarity, strength, and compassion — I cannot recommend Esther highly enough. She is a truly admirable professional who genuinely cares about the people she protects. Truly grateful!”
“I have searched top lawyers (personal injury) in Sydney. I found Withstand Lawyers so I rang them up and asked I need lawyers that are nicer and more understanding despite what I am going through. They exceeded my expectations especially Issa, he always remind everyone to be more cautious when speaking to me and I really appreciate that. I am satisfied that my case (MVA) turned out to be successful. Withstand lawyers is more than 5 stars. Can’t recommend highly enough.”
“I would like to express my deepest appreciation for the incredible support I’ve received over the past 4.5 years. My case has been long, complicated, and filled with challenges, but Issa and his team stood by me through every step with genuine care, professionalism, and dedication. Their compassion has meant just as much to me as their legal expertise. They didn’t just handle my case, they helped me through some of the most difficult years of my life. I wholeheartedly recommend them to anyone who needs genuine support, honesty, and a team that truly cares about your wellbeing.”
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“Had a very positive experience with Withstand Lawyers. The team was professional, knowledgeable, and supportive throughout the entire process. They took the time to explain everything clearly, kept me informed at every stage, and responded promptly to my questions. Their attention to detail and commitment to achieving the best possible outcome gave me confidence from start to finish. I truly appreciate their dedication and excellent service, and I would highly recommend Withstand Lawyers to anyone looking for reliable and trustworthy service.”