TPD Lawyers
If your unable to work due to an injury or illness, you could be eligible for an insurance payout. Check if you’re able to claim below.
- No Upfront Costs
- No Win No Fee Guarantee
- Offices Conveniently Located throughout NSW
If your unable to work due to an injury or illness, you could be eligible for an insurance payout. Check if you’re able to claim below.
- No Upfront Costs
- No Win No Fee Guarantee
- Offices conveniently located throughout NSW
What am I
Entitled to?
-
Total and Permanent Disability Payment -
Income Protection Benefits -
Terminal Illness Benefits
What is the process for making a claim?
We will listen carefully to your situation. We will make sure you actually understand your entitlements and how to claim them.
Obtain relevant documents to support your claim and maximise your compensation entitlements.
Negotiate with the other side to settle or resolve your claim for the best result whilst keeping you informed and updated.
TPD Claim Form – NSW FAQs
How long does a TPD claim take?
Under the Life Insurance Code of Practice, an Insurer is required to decide on a TPD claim within six to twelve months, but this depends on whether or not the TPD claim is considered complex or not. For instance, where the claim is more serious and requires greater medical or expert evidence to demonstrate how the illness or injury has dramatically affected your life, it is inevitable that the insurance claim process will take much longer than one that is not as detrimental.
What can I do if my TPD injury claim is refused?
If you are planning to work with our personal injury lawyers team in Perth, you do not need to pay for our costs upfront for your personal injury claims.
We fund the disbursements required in order to obtain the evidence required and deduct the costs from our injured clients’ settlement monies upon successful completion of the claim. Withstand Lawyers provide our clients with a No Win No Fee cost agreement that clearly outlines our cost policy along with clear details to provide you with full confidence that what you sign is what occurs.
You can either: appeal to the Australian Financial Complaints Authority (AFCA); or secondly, lodge a complaint about the super fund or insurer’s decision- which will lead to a formal review process. Irrespective of this, you must be aware of the fact that your claim is more likely to be successful where strong supporting evidence, such as medical reports and loss of income due to the illness or injury sustained is given. Our superannuation lawyers will be able to advise you in the clearest possible way as to whether or not you have reasonable prospects of succeeding in your TPD claim without having to go through the process and finding out at the end.
Who is entitled to claim superannuation death benefits?
Dependents of the person who passed away are eligible to make a superannuation claim to receive death benefits. Dependents include but are not limited to the partner, children and financially dependent person.
Am I automatically covered for TPD benefits?
When you are unable to work, you may claim TPD compensation from your individual insurance fund, depending on your individual policy. So, technically you are covered but that does not mean that you will receive superannuation benefits. You will need to make an official claim to your insurer by presenting necessary evidence.
What evidence do I need to provide for my TPD claim?
You should be able to provide a medical certificate from an approved specialist to show you qualify for a payout. Also, you should provide details of your role at work and why you are unable to work due to your injury or illness. Once you draft all necessary documents, you will need to fill out the claim form to commence your superannuation claim.
Can I go back to work after a TPD payout?
The short answer is: it depends on your insurance policy. You might be able to go back to work and perform a different job because the TPD insurance payout is received by people unable to perform their usual occupations.
Also, new medical techniques might treat your illness or injury. In that case, your superannuation payout would not prevent you from finding a new occupation.
How much do lawyers charge for TPD claims?
Different companies may charge fixed or variable amounts: however, at Withstand Lawyers, you do not have to pay for upfront costs and out of pocket disbursements. Our team works on a No Win No Fee basis which means that do you not pay our firm anything unless we obtain your entitlements.