Workers Compensation Lawyers

Issa Rabaya

Written by

Issa Rabaya

Principal Lawyer and Director · Last updated 6 July 2026

Key Takeaway: In NSW, workers compensation covers medical expenses, lost wages and rehabilitation. Weekly payments are 95% of your pre-injury earnings for the first 13 weeks, then 80%. If your whole person impairment is assessed at 11% or more, you may also claim a lump sum for permanent impairment.

Workers Compensation: Quick Answers

Who is eligible for workers compensation in NSW?
In New South Wales, every employee is covered under the Workers Compensation Scheme, and most employers are legally required to hold workers compensation insurance. You are generally eligible if you were injured at work or in the course of work, or became ill because of your work, including workplace bullying and harassment.
How long do I have to lodge a workers compensation claim?
You should report your injury to your employer and the workers compensation authority within 30 days of the incident, or as soon as you become aware of your injury or illness. In NSW you generally have 6 months from the date of injury to make a workers compensation claim.
What does it cost to use a workers compensation lawyer?
Withstand Lawyers provides a free claim check and works on a No Win No Fee basis. We are an approved Independent Review Office (IRO) firm, which means you are not liable to pay for our legal costs and disbursements on your workers compensation claim, as these are covered by IRO.
Injured at work? You deserve compensation for your work-related injury or illness.

What is workers compensation?

Workers’ compensation is a form of insurance payment to you (the employee) if you are injured at or in the course of work or become ill due to your work. Workplace bullying and harassment are also considered as illness. In New South Wales, every employee is covered under the Worker’s Compensation Scheme.
It covers medical expenses, lost wages, and rehabilitation costs. In NSW, most employers are required by law to have workers compensation insurance.
Our workers compensation lawyers can help you understand your entitlements and guide you through the claims process.

Major employment injuries and diseases in Australia

Injured worker in orange uniform

Is workers compensation compulsory in NSW?

It is compulsory in New South Wales (NSW) that all employers have workers compensation insurance for employees in their workplace.

Am I eligible for workers compensation?

You may be eligible for workers compensation in NSW if:
  • You are an employee (full-time, part-time or casual)
  • You have suffered an injury or illness that is related to your work
  • Your injury or illness was caused by or aggravated by your employment
This includes both physical injuries from workplace accidents and psychological injuries such as stress, anxiety and PTSD caused by workplace conditions.

Who pays for workers compensation?

Workers compensation is funded by the employer through their workers compensation insurance. Employees are not required to pay for workers compensation insurance in NSW.
Each employer is required to hold a workers compensation insurance policy with an authorised insurer.

What benefits can I receive if I make a workers compensation claim?

Weekly payments

Income replacement while you are unable to work due to your injury. Payments are based on your pre-injury average weekly earnings.

Medical expenses

Hospital, treatment, surgery, medication and rehabilitation costs are covered under your claim.

Rehabilitation

Vocational and physical rehabilitation to help you return to work, including retraining costs.

Lump sum compensation

Permanent impairment payments for lasting injuries or disabilities assessed at 11% or more whole person impairment.

Domestic assistance

Help with household tasks you can no longer perform due to your injury.

Work injury damages

Common law damages where employer negligence caused the injury and your impairment is 15% or greater.

How to make a workers compensation claim in NSW

If you have suffered an injury or illness at or in the course of work, you can make a workers compensation claim by:
  • 1
    Report your injury or illness to your employer as soon as possible. It is recommended to do so within 48 hours of the incident.
  • 2
    See a doctor and seek medical treatment. You will also need to obtain a certificate of capacity to be completed by your doctor.
  • 3
    Lodge a claim with your employer’s insurer. Your employer will need to provide you with the relevant forms.
  • 4
    Contact our team of workers compensation lawyers to seek advice about your injury and compensation entitlements.

Incidence rate of serious claims per thousand employees in Australia

Workers compensation payouts

Your payments are calculated based on various factors, such as:
  • Your age and the age of retirement
  • The severity and complexity of your injury or illness
  • Your working conditions, including supervision provided and the level of training you received
  • Your prospects of rehabilitation
  • Whether your injury occurred as a result of your employer’s negligence
If your permanent injury is assessed as being greater than 10% for a physical injury, or 15% or greater for a psychological injury, then you may make a claim for lump sum compensation.

Is my whole person impairment 15% or higher?

Our experienced workers compensation lawyers will arrange for you to be assessed by an Approved Medical Specialist to determine your whole person impairment.
A claim for lump sum compensation can be made if your permanent impairment is assessed at 11% or more whole person impairment (WPI). For psychological injuries, the threshold is 15% WPI.
If your WPI is 15% or higher, you may also be eligible to make a work injury damages claim (common law claim) against your employer.

Worker fatalities by occupation in Australia

What types of injuries are covered?

Workers compensation covers a wide range of injuries and illnesses that occur in the workplace or in connection with your employment. Some of the most common injuries are:
  • Back and spinal injuries
  • Shoulder injuries
  • Hip and knee injuries
  • Head and concussion injuries
  • Brain injuries
  • Hearing loss
  • Repetitive strain injuries
  • Eye injuries
  • Chemical burn injuries
  • Psychological injuries including stress, anxiety and PTSD
  • Occupational diseases
  • Injuries sustained travelling to or from work in certain circumstances
  • All types of amputation
At Withstand Lawyers, we provide a free claim check and are an approved Independent Review Office (IRO) provider, which means you are not liable to pay for our legal costs and disbursements as they are covered by IRO.

Time limits for workers compensation claims

  • You should report your injury to your employer and the workers compensation authority as soon as possible. It is recommended to do so within 30 days of the incident or as soon as you become aware of your injury or illness.
  • In NSW, you have 6 months from the date of the injury to submit a claim.
  • In certain circumstances, this time limit can be extended to 3 years, and more than 3 years if the injury is related to death or serious and permanent impairment.

What is a work injury damages claim?

A work injury damages claim is a common law claim for workplace injuries where the employee sustains an injury at work as a result of the negligence of the employer. The workplace injury must be assessed as being a permanent impairment of at least 15%.
To make a successful work injury damages claim you need to be able to establish:
  • Your employer owed you a duty of care
  • Your employer breached that duty of care
  • You suffered an injury as a result of that breach
  • Your whole person impairment is assessed at 15% or more
You may be eligible to make a common law claim for psychological injury or physical injury.

How are workers compensation payments calculated?

The amount of workers compensation you receive depends on a number of factors. For weekly payments, you will generally receive a percentage of your pre-injury average weekly earnings (PIAWE).
For the first 13 weeks you will receive 95% of your PIAWE, and after 13 weeks you will receive 80% of your PIAWE. If you are able to return to work in some capacity, the payments will be adjusted accordingly.

How much compensation can I get?

The amount of compensation you may receive will depend on the type and severity of your injury. Lump sum compensation for permanent impairment in NSW ranges from thousands to hundreds of thousands of dollars, depending on your whole person impairment assessment.
Work injury damages claims (common law claims) can result in significantly higher payouts as they take into account past and future economic loss, pain and suffering, and medical expenses.

How much do lawyers charge?

Nothing upfront. We work on a No Win No Fee basis. You do not pay if we do not win your case.

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Workers Compensation Lawyers FAQs

When is the best time to contact a workers compensation lawyer?

You can consult our workers compensation lawyers at any point during your compensation claim process. It is always better to talk to a workers compensation lawyer right after an injury to learn what to do as a next step to maximise your compensation benefits and see if you are eligible for a lump sum.

What are the most common workplace injuries?

Thousands of workers suffer from workplace accidents that are subject to a workers compensation claim. Some of the most common injuries are: back injuries, shoulder injuries, hip injuries, knee injuries, chemical burn injuries, elbow injuries, head and concussion injuries, brain injuries, hearing loss, repetitive strain injuries, eye injuries, and all types of amputation.

How much does a lawyer charge for a workers compensation claim?

At Withstand Lawyers, we provide a free claim check and are an approved Independent Review Office (IRO) firm, which means you are not liable to pay for our legal costs and disbursements as they are covered by IRO. We also work on a No Win No Fee basis for work injury damages claims, so you do not pay us if we do not win your case.

What information do I need to provide with my workers compensation claim form?

You need to provide your injury details, such as the injury date, description of injury and where the injury occurred. You also need to provide details about your employment such as the name of the employer that was paying your wages when you were injured, details of occupation, when you started working there, and your income. Your employer will also need to sign the work injury claim form.

What is an exempt worker?

Exempt workers include police officers, paramedics and firefighters. They are able to claim a lump sum payout for permanent impairment if their assessment for physical injuries is greater than 0%. They are also able to claim compensation for pain and suffering if their injury is assessed at being 10% or greater.

Can I claim workers compensation benefits on behalf of my close relative?

Yes. If you are a dependant of someone who died whilst they were working, you may be entitled to claim workers compensation benefits on their behalf. In New South Wales, every employee is covered under the Workers Compensation Scheme, and death benefits form part of the entitlements available to eligible dependants.

What lump sum can I receive for permanent impairment?

You may receive a lump sum permanent impairment payment if your injury or disability is assessed at 11% or more whole person impairment (WPI). For psychological injuries, the threshold is 15% WPI. If your WPI is 15% or higher, you may also be eligible to make a separate work injury damages claim.

How are my weekly workers compensation payments calculated?

Weekly payments are based on a percentage of your pre-injury average weekly earnings (PIAWE). For the first 13 weeks you will receive 95% of your PIAWE, and after 13 weeks you will receive 80% of your PIAWE. The amount can vary depending on whether you return to work in some capacity.

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Issa Rabaya, Principal Lawyer and Director at Withstand Lawyers

About the author

Issa Rabaya · Principal Lawyer and Director

Admitted to the Supreme Court of NSW and High Court of Australia   LLB   IRO-approved   Law Society of NSW

Acts for injured people in CTP, workers compensation, TPD and public liability claims.

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Why Choose Withstand Lawyers for Your Workers Compensation Claim?

When you are injured at work, you deserve a legal team that treats your recovery as seriously as you do. Withstand Lawyers has spent decades standing beside injured workers across New South Wales, guiding them through every stage of the workers compensation process with genuine care. We understand how a serious workplace injury or illness can affect your income, your family and your future, and Withstand Lawyers works tirelessly to secure every entitlement you are owed. From weekly payments and medical expenses to lump sum and work injury damages claims, Withstand Lawyers has a proven record of results. Over $47 million recovered, 99% success rate, no win, no fee.

Call Withstand Lawyers on 1800 952 898 for your free claim check today.

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