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Home Permanent Impairment Payout Amounts in NSW

Permanent Impairment Payout Amounts in NSW

Posted In Motor Accident Compensation,NSW,Workers Compensation
Posted On May 27, 2022
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IN THIS POST

  • What does permanent impairment mean?
  • Permanent impairment assessment in NSW
  • Workers compensation (WorkCover) permanent impairment benefits NSW
  • NSW Workers Compensation (WorkCover) Permanent Impairment Table 2022
  • Motor vehicle accident permanent impairment guideline
  • Compensation benefits in NSW
  • How long can I receive income support benefits for my motor vehicle accident compensation claim?

Have you been injured during the course of work or in a motor vehicle accident in NSW? You might be entitled to a permanent impairment payout if you are assessed above the threshold. The permanent impairment and compensation calculation is a complex process, and they vary from state to state. After reading this page you will be able to understand your entitlements and estimate your permanent impairment amount for your compensation claim.

permanent impairment table

What does permanent impairment mean?

Permanent impairment is a medical and legal term; it refers to a stable deteriorated health condition that does not get better with medical treatment. This condition may prevent the injured person from working and conducting daily activities

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Permanent impairment assessment in NSW

The medical professional’s role in performing an impairment assessment is to provide an independent and unbiased assessment of the medical condition. American Medical Association’s guides are used by independent medical examinors  to assess the injured person when they reached maximal medical improvement.

Generally, people have multiple injuries and, in these cases, the medical examinor will evaluate the injured body parts separately and add them to calculate the Whole Person Impairment (WPI).  The whole person impairment is important as if the threshold is met based on your whole person impairment, it can positively increase your compensation benefits and/or result in you being eligible to make a permanent impairment claim.

Click here to skip Workers Compensation section if you only want to read about Motor Vehicle Accident claims.

Workers compensation (WorkCover) permanent impairment benefits NSW

Workers compensation permanent impairment benefits are determined according to the whole person impairment rate. The table below shows the benefits for the cases above 0%, 11% and 15%, respectively.

Impairment rateBenefits
Above 0% WPIWeekly payments
Medical expenses
Travel expenses
Above 11% WPILump-sum compensation (for physical injuries)
Above 15%WPILump-sum compensation (for psychological injuries)
Above 15% WPIDomestic assistance
Work injury damages payout

Table 1: Workers compensation permanent impairment benefits in NSW

How long can I receive weekly payments for my workers compensation claim?

Capacity to work and permanent impairment ratings determine the duration of weekly benefit eligibility. There is no limit for weekly payments if your permanent impairment rating is above 20%. You can see the other cases in the table below.

Time periodBenefits
0 – 13 Weeks95% of pre-injury income during periods of incapacity
14 – 130 Weeks80% of pre-injury income during periods of incapacity
131 – 260 Weeks (with work capacity)80% of pre-injury income or 95% of pre-injury income if working weekly 15 hours
131 – 260 Weeks (without work capacity)80% of pre-injury income
After 260 Weeks (5 Years)80% of pre-injury income only if permanent impairment is above 20%

Table 2: Workers compensation weekly payments in NSW

NSW Workers Compensation (WorkCover) Permanent Impairment Table 2022

NSW permanent impairments payment amounts 2022 table can be seen below. In NSW, this table is used to calculate your permanent impairment payment amount under the Workers Compensation scheme.

Whole person impairment (WPI)Permanent impairments payment amounts
0% – 10%$0
11% – 20%$24,810 – $37,770
21% – 30%$57,210 – $86,370
31% – 40%$91,700 – $139,760
41% – 50%$145,100 – $193,160
51% – 60%$267,270 – $341,270
61% – 70%$415,280 – $489,280
71% – 100%$563,270 – $637,290

Table 3: Workers compensation weekly payments in NSW

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Motor vehicle accident permanent impairment guideline

Permanent impairment payments are determined based on the whole person impairment. You can find the table of workplace-related non exempt workers permanent impairment payments below:

motor vehicle accident

Compensation benefits in NSW

Any road user including pedestrians, cyclists, drivers, and passengers can be entitled to motor accident compensation benefits in NSW. Permanent impairment is an important factor to determine the eligibility of the lump sum payout for pain and suffering and the duration of weekly benefits.

The table below demonstrates the motor vehicle accident permanent for three main medical conditions.

Medical conditionBenefits
Above 0% WPI (minor or non-minor injuries)Income support payments
Medical expenses
Travel expenses
Non-minor injuryLump sum payout for future loss of income
11% WPI or greaterLump sum payout for pain and suffering

Table 4: Motor vehicle accident permanent impairment benefits

How long can I receive income support benefits for my motor vehicle accident compensation claim?

DurationIncome Support Benefits
0 – 6 MonthsIf you have a minor or non-minor injury
6 Months – 2 YearsIf you are not at fault and injuries are non-minor
2 Years – 3 YearsIf you are not at fault, your injuries are non-minor, and you made a common law claim
3 Years – 5 YearsIf you are not at fault, your injuries are 11% or greater, and you made a common law claim

Table 5: Income support benefits duration

For you to be entitled to claim income support benefits beyond 6 months up to 2 years, your injuries need to be non-minor, and you must not be mostly at fault.

To receive income benefits after two years, a person must have made a common law claim for damages.

To claim income support benefits between 3 – 5 years, your injuries need to have reached or be greater than 11% Whole Person Impairment.

Pain and suffering payout for car accident

Regardless of having a knee, eye, back or neck injury, you can claim pain and suffering payout if your Whole Person Impairment is 11% or greater and you we were mostly not at fault. Pain and suffering payout is also called non-economic loss.

What is a minor injury?

Minor injuries do not have a specific Whole Person Impairment range. They refer to soft tissue injuries such as muscles, tendons, and ligaments damage.

Psychological injuries can be minor or non-minor. In order for them to be non-minor, they need to be recognised as a psychiatric illness.

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Issa Rabaya

Issa Rabaya

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*Our No Win No Fee policy means that you will not be out of pocket for our costs or disbursements if you lose your claim – no win no fee. If we commence court proceedings and you are unsuccessful you still won’t be out of pocket for our costs and disbursements however you will be out of pocket for the other sides legal costs and disbursements. Prior to commencing proceedings we will provide you with an authority explaining the risks and costs which could arise if you lose in court, one being that if you lose in court you would be liable for the legal costs and disbursements of the other side.
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The Withstand lawyers team that helped me with my claim were amazing, talking me through each step and being understanding and thoughtful to my feelings. I would highly recommend them to anyone needing compensation lawyers. Thank you Withstand!!
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The team really know their staff. To Nayven, Issa, Sam and Danielle a heartfelt thank you for all your hard work, courtesy, superb efforts and a big thumbs up from me.
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The Lawyers at Withstand are really really helpful I know I waited for quite a few years to get my results for the Motor Vehicle Accident and then I got a call just a month ago from Nayven Taouk. He told me that he's going to take up my case and yes we got the Best Outcome. Thank you!
Hazel A
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Terrific experience and positive outcome. It was unfortunate we did not go to them first. I would recommend them for anyone who wants qualified, quick, efficient support. Thank you Tanja, Robert and the team.
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*Our No Win No Fee policy means that you will not be out of pocket for our costs or disbursements if you lose your claim – no win no fee. If we commence court proceedings and you are unsuccessful you still won’t be out of pocket for our costs and disbursements however you will be out of pocket for the other sides legal costs and disbursements. Prior to commencing proceedings we will provide you with an authority explaining the risks and costs which could arise if you lose in court, one being that if you lose in court you would be liable for the legal costs and disbursements of the other side.

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