TPD Claims for Depression in Western Australia
Total and Permanent Disability Claims for Depression
Total and permanent disability (TPD) claims can be made against your superannuation fund due to an injury or illness that has left you unable to return to work. Psychological/mental illnesses and conditions are within the scope of TPD claims as well as physical ones, if they prevent you from being employed in your usual occupation.
Depression is among the most common mental illnesses experienced by many people at some point in their lives. Not every depression case can be considered a permanent disability, however, since depression can take many forms and emerge in different levels of seriousness. More severe versions of depression are generally diagnosed as major depression, psychotic depression and bipolar disorder. In order to be able to make a TPD claim for your depressive illness, you usually must be able to provide medical evidence by way of a medical report documenting its severity to the extent of preventing you from returning to work.
Before proceeding to make a TPD claim for depression, you should inquire into the details of your superannuation policy to see what exactly is covered and what other evidence you may need to provide. Each policy has different requirements and different definitions of how they categorise TPD. Checking your policy requirements will help you identify the grounds on which your claim can be refused.
What TPD benefits can you get for depression?
How can you make a TPD claim for depression?
Why your claim could be refused
Frequently Asked Questions
Our TPD Lawyers provide a Free Claims Assessment meaning you are able to have your TPD claim assessed for free. If you proceed and have our TPD lawyers working on your behalf our lawyers will work on a no win no fee basis.
TPD Claim Lawyers for depression in Perth
Our experienced TPD claim lawyers have conveniently located offices in Perth, WA can help you at any point in your TPD claim process. We can assess your situation in the best manner and guide you to achieve the best payout from your TPD claim. We remind you that we work on a no win no fee basis, meaning you will not pay our legal costs unless your claim is approved and you receive a payment. Our TPD Lawyers will also pay for associated costs such as medical reports and third-party documents that are required to support making your TPD claim upfront. We will only recover them from you from your lump sum payment upon being approved by the insurer or superfund. That means you will not be out of pocket for the entirety of the TPD process until your claim is approved and you receive the lump sum payment.