If your injuries are assessed at 15% whole person impairment or greater and the injuries were as a result of your employers’ negligence, you may be able to make a work injury damages claim. A work injury damages claim allows for you to claim your future loss of earnings until the age of retirement by way of a lump sum payment. That means that the insurer would essentially pay an advanced amount based on your capacity to work and your pre accident wages until the age of retirement. Sometimes it may not be the best decision to settle a work injury damages claim because your medical expenses would no longer be covered by the insurance company.

Payments are calculated based on your age, severeness of your injuries, the medical expenses and the amount of time you will not be able to work because of your injuries/sickness. Our experienced personal injury lawyers specialise in workers compensation and may give you estimate compensation payout according to your case.

Exempt workers include police officers, paramedics and fire fighters. They do not have the threshold for physical lump sum impairment. They are able to claim permanent impairment if their assessment for physical injuries are greater than 0% whole person impairment. They are also able to claim compensation for pain and suffering if your injury is assessed at being 10% or greater. Generally exempt workers are entitled to weekly benefits based on their current weekly wage rate before the work related injury during 26 weeks. After the first 26 weeks, the weekly benefit paid becomes a fixed rate, which is called ‘statutory rate’ or 90% of your average weekly earnings.