Compulsory Third Party (CTP) Claim Lawyers
In New South Wales (NSW), you may be entitled to compensation under the Compulsory Third Party (CTP) scheme if you were injured in a road accident involving a motor vehicle. The CTP benefits you may be entitled to can include income support payments, medical and related expenses. You may also be entitled to a lump sum payment for past and future loss of income or opportunity and/or compensation for pain and suffering.
Our experienced CTP claim lawyers have proudly been supporting our clients claim their entitlements for years throughout NSW. If you think you are entitled to the CTP benefits for more than 6 months (if your injuries are non-minor injuries for example) our lawyers can provide you with valuable advice and/or representation. This type of guidance will assist you to know where you stand. Our senior motor accident injury lawyers can help you with your CTP claim regardless of where you reside in NSW.
What is a CTP claim and what can be claimed?
Under the CTP scheme in NSW, if you were injured in a motor vehicle accident in NSW you could claim compensation. That is regardless of if you were a driver, motorbike rider, cyclist, pedestrian or passenger in the accident. you can claim income support payments for 6 months from the date of the accident regardless of whether it was your fault or the extent of your injuries. You can also claim reasonable and necessary medical expenses regardless of whether the accident was your fault and the extent of your injuries. You may not be able to claim compensation, however, if you committed a serious driving offence in the accident.
If you were mostly at fault in the accident or if your injuries were minor injuries the income support payments will cease at the end of the first 6 months. If your injuries are non minor injuries and the accident was not mostly your fault, you may be entitled to claim a lump sum payment for past and future loss of income and opportunity and/or compensation for non-economic loss.
Compensation for non-economic loss, also known as compensation for pain and suffering is awardable if your injuries that are assessed at being more than 10% permanent impairment.
In order to lodge a CTP claim, you should submit a Personal Injury Claim form to the insurer together with supporting evidence and the medical certificate. You should lodge a claim within 28 days from the date of the accident. A claim for common law damages needs to be made within 3 years from the accident date. If your injuries are assessed to be greater than 10% permanent impairment, you can make the claim anytime after that time. If your injuries are assessed to be not greater than 10% permanent impairment, you can make a claim after 20 months has passed from the date of the accident.
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