Successful TPD Claims Forum: Assessed by a TPD Lawyer
Are you or a loved one thinking about filing a Total, Permanent and Disability (TPD) claim? And for this reason, you googled for a “successful TPD claims forum” or anything comparable.
As an experienced TPD lawyer, I will explain what you should know that should be more accurate than what you may find on a forum from people who may not be qualified.
Top 7 questions people look for answers on TPD claims forums.
1. Eligibility to make a TPD claim
You may be misinformed about your eligibility for TPD claims by forum writers. They are typically people whom TPD claims were rejected. By reading forums, you run the risk of falling to sample bias (see image below) concluding you are not eligible when you may in fact be eligible to make a TPD claim.
The best thing you can do to find out whether you are eligible to make a TPD claim is to receive legal advice from a TPD lawyer. Our TPD lawyer can tell you during our free claim assessment whether your specific circumstances could entitle you to make a TPD claim.
2. TPD claims advice
Another common way people use the TPD claims forum is asking for TPD claims advice such as:
- Information regarding TPD claims process.
- Entitlements.
- Tips for making a successful TPD claim.
You probably want to know who was successful in making a TPD claim. Each TPD claim, and its success are dependant on their circumstances just like yours. For instance, you might claim TPD due to your mental health issue. Others who have claimed TPD Insurance may give you advice on their experience which may have different requirements given the process could be different depending on type of injury compared to an illness for example.
Contact our TPD lawyer who will tell you advice specific to your circumstances and condition instead.
3. TPD claim stories
For technical topics like TPD, one of the easiest ways to understand a topic is checking the real world examples. Forum writers frequently share their examples of TPD claims.
The issue is that forum authors can paint a very inaccurate picture because their TPD claim is typically denied even though, according to ASIC, ≅86% of TPD claims are actually approved.
Also, only a small percentage of the TPD claim stories you read will likely share any similarities with the medical conditions keeping you away from working. Rather than searching online forums you can talk with lawyers who can share hundreds of TPD claim stories with you.
If you want to read TPD case studies via the internet anyway you can check our TPD Claim Stories article.
4. Amount of TPD Insurance payments
The amount of TPD claimed people can receive is another topic that is discussed in the TPD claims forum. The amount you can claim depends on how much insurance cover you had at the time of applying or being covered automatically.
If you are successful in making a TPD claim, you should then consider the most tax efficient way possible for your circumstances which depend on your financial circumstances and how you spend that money.
4. Amount of TPD Insurance payments
The duration of TPD claims is another popular topic people discuss on forums regarding TPD claims. Like other topics, it’s important to be careful in thinking your unique circumstances will be the same as the other person’s. The below is an example of what a person posted versus reality. (See the image below).
6. Most common TPD claims
The most common TPD claims is another topic that is discussed on the TPD claims forum. As a TPD lawyer, I think one of the reasons for this discussion is related to understanding TPD eligibility and the claims process instead.
However, your TPD eligibility depends on medical reports you have that prove you are unable to work permanently, within your education, training, or experience due to an injury or illness.
7. How much do lawyers charge for TPD claims
Another topic that comes up in online forums is the cost of TPD lawyers which is a reasonable and fair question especially since “No win no fee” means different things to different law firms.
Our TPD lawyers work on a clear no win no fee basis which means your legal costs and disbursements are not payable if you were not successful in your TPD claim.
Successful TPD claims Forums may be a good food for thought or a secondary source of general experience of others but should not be what you rely upon for anything.
How TPD Lawyers/ Withstand Lawyers can help you?
TPD lawyers can:
- Help determine if you are eligible for a TPD claim.
- Gather evidence and medical reports to support your claim by acting on your behalf for the entire TPD claim.
- Speed up claims processing and let you have financial benefit earlier.
- Liaise with your superannuation fund and insurance company on your behalf.
- Assist in completing and submitting the necessary forms and documentation.
Issa Rabaya
• Bachelor of Laws
• Graduate Diploma in Legal Practice
• Approved Legal Service Provider to the Independent Review Office
• Member of the Law Society
